Quickcheck Loan
In Nigeria, QuickCheck is a recognized loan platform. Essentially, this application provides Nigerian citizens with loans with low interest rates and zero collateral.
As long as you are eligible, you can apply for a loan without any collateral.
The app has received over 1,000,000 downloads and several favorable reviews on Google Play.
The QuickCheck platform intends to provide digital loan services that would allow Nigerians to secure loans in a matter of minutes.
Let’s find out more about Quickcheck in this article.
How does Quickcheck work
QuickCheck, like all other lending applications, conducts its transactions online.
No collateral is required, no documentation is necessary, and your loan will be ready for you in minutes.
To register for an account, you must submit certain personal information such as your name, Bank Verification Number (BVN), a working bank account, a phone number connected to your BVN, financial information, employment information, and family information, as well as a four-digit security PIN.
Loan decisions are made fairly quickly, and applicants who are accepted receive monies within a few minutes.
The loans are made available by a bank account transfer, and loan decisions are made virtually quickly.
Is Quickcheck Legit?
QuickCheck is a legitimate loan app that has been approved by the Central Bank of Nigeria.
Arve Nigeria Limited, a recognized and licensed financial institution in Nigeria, owns and manages Quickcheck Loan.
QuickCheck Loan App
The QuickCheck loan app is a reputable loan app renowned for providing rapid responses to consumer concerns.
It analyzes and determines the amount that the borrower may borrow using Artificial Intelligence.
The Quickcheck app is available on the Google Play Store. It requires 31MB of storage space.
It has received over a million downloads and over 170,000 reviews.
Follow the steps below to get the app;
- On your Android phone, launch the Google Play Store app.
- Next, search for QuickCheck.
- Download and install the loan app, and you’re ready.
Quickcheck responds to reviews on Google Play and has a rating of 4.4.
QuickCheck Loan Requirements
You must fulfill certain requirements before applying for a Quickcheck loan.
The following are the mandatory requirements for obtaining a QuickCheck loan:
- Must be of legal age.
- A functional smartphone and good data service.
- Your loan request must not exceed 30% of your income.
- An ATM card.
- Details of a valid bank account
- Good credit score.
- Bank Verification Number (BVN)
- Employment details.
- Personal information ( name, phone number, email address, address, and so on).
How To Get A Loan From Quickcheck
At the end of the day, people go on Quickcheck because they need financial assistance of some sort. So let’s take you through how you can accomplish that.
Follow these steps to borrow a loan through the Quickcheck loan platform:
- First, get the QuickCheck mobile app and install it.
- Next, build your profile by joining up for free on the app. You simply need to enter the very minimum of information.
- Apply for a quick loan after successfully signing up.
- Wait for the platform to access your credit score and assess your loan eligibility.
- If you qualify, your cash will be sent immediately into your bank account within a few minutes.
What is The Maximum Amount I Can Get on QuickCheck?
QuickCheck provides loans ranging from NGN 3,000 to NGN 200,000. However, as a new user, you may only get a loan of up to $10,000 for 30 days.
As you repay your loan on time, the amount you may borrow grows. Early payment also ensures reduced interest rates.
The loan length ranges from four weeks to one year.
Quickcheck USSD Code
Quickcheck does not have a specific USSD code, but through the app, gives users a list of codes for different Nigerian banks for bank transfers.
Quickcheck Loan Interest Rates
On your first credit, the loan interest rate on QuickCheck starts as low as 5% per month.
It has a set interest rate of 1% per day for the duration of the loan. If your loan term is 40 days, your cumulative interest rate will be 40%.
The longer the time taken to repay the loan, the greater the interest rate charged.
QuickCheck Loan Repayment
Many loan applications in Nigeria have a limited repayment duration, however, QuickCheck provides the longest and finest repayment length.
The repayment plan for the QuickCheck loan app is fairly flexible, allowing you to repay your loan in installments.
They also offer a referral program that pays you NGN500 for each friend you recommend to QuickCheck.
QuickCheck allows you up to 60 days to repay your loan, which is a lot when compared to some other loan apps in Nigeria.
Here are the payment methods available to customers:
Bank Transfer
Click ‘Pay Now’ from your dashboard or loan menu.
Select ‘Bank Transfer’ as the payment method.
Transfer the funds to the account number provided on your screen.
Debit card:
Click ‘Pay Now’ from your dashboard or loan menu.
Select the debit card you prefer to pay with.
Click ‘Continue’ and tap ‘Pay Securely Now’ to complete your payment.
Wait to confirm your payment.
USSD:
Click ‘Pay Now’ from your dashboard or loan menu.
Select ‘USSD ‘as the payment method.
Scroll to locate your bank on the list of banks displayed.
Search for your bank from the list of banks provided to get your USSD code.
Follow the procedure step by step to complete the payment.
For whichever option you decide to pay with, use the account details below:
Account Name: Arve Ltd
Bank: Guaranty Trust Bank (GTB)
Account Number: 0266302303
If you repay by Bank Transfer or USSD, verifying the payment will allow Quickcheck to match the payment to your loan.
To verify your payment;
Click on ‘Loan Payment’
Scroll down and click on “bank transfer”.
Choose your means of payment and amount
Make sure you backdate the payment by one hour.
Neglecting this can lead to your payment being rejected, and late costs may apply.
Penalty for Late Repayment
If you do not repay your QuickCheck loan, you could be blacklisted from transacting on the platform further.
You will also likely be unable to obtain a loan from other loan apps.
Quickcheck Customer Care
You can contact QuickCheck via the following ways:
Telephone: 07080665544 (Available on Mon-Fri 8am-5 pm) (Sat 9 am-5 pm)
Email Address: [email protected].
Website: www.quickcheck.ng
You could always walk into their branch located at 23, Agodogba Avenue, Parkview Estate, Ikoyi, Lagos, Nigeria.
Related Posts:
